HomeBuy Schemes

Help and advice about Catalyst HomeBuy schemes and products.

There are a number of different scheme types that are offered under the HomeBuy banner. Depending on your individual circumstances you may find that one or more of these is available to you.

Why not register today and find out what your options are?

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Equity Loans

Equity loan schemes offer low-interest loans that boost your affordability by topping up your mortgage. These schemes allow you to purchase a property that you would normally be unable to afford. The loans normally have no ongoing repayment requirement and will sometimes offer interest free periods, followed by very favourable terms.

Shared Ownership

Shared Ownership, also often referred to as part-buy/part-rent, allows you to buy a part share of a property and pay a subsidised rent for the part that you don’t own. This gives you the opportunity to buy additional shares as your financial situation evolves or save a deposit for the next step on the property ladder.

Intermediate Rental

Intermediate rental schemes offer properties at rents at least 20 % lower than private rental. Sometimes individuals will also have the opportunity to purchase their property at a discount later on.

Other specialist schemes

From time to time schemes that provide opportunities for individuals and families in specific circumstances are available.

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